As can be seen from Table 3, my country's insurance funds are mainly used for bank deposits, and insurance investment accounts for less than 50%. In insurance investment, the proportion of treasury bond investment is relatively large, and the investment proportion is decreasing year by year; the proportion of securities investment funds is relatively small, and it remains basically stable, and other forms of investment are gradually increasing.
- in securities; my country's insurance funds are still mainly bank deposits, accounting for more than half of its funds. This insurance bosnia and herzegovina businesses directory investment structure has caused a large gap between the investment income of my country's insurance companies and that of foreign countries: the average annual investment return rate of Western insurance companies such as the United States and the United Kingdom from 1975 to 1992 was between 8% and 12%; while in 2002, the average return rate of my country's insurance funds was only 2.97%, which is a very low investment return rate.